Last Updated: October 2026
Welcome to First Nation Approval. These Terms & Conditions govern your access to and use of this website, including any forms, financing requests, vehicle listings, promotional offers, advertisements, communications, and other services made available through this website.
By accessing this website, submitting information, requesting financing, requesting information about a vehicle, or otherwise using this website, you acknowledge that you have read, understood, and agree to these Terms & Conditions.
If you do not agree with these Terms & Conditions, please do not use this website or submit an application.
First Nation Approval is a vehicle financing and lead generation platform that works with participating automotive dealerships, lenders, financing providers, and other automotive partners.
First Nation Approval does not itself guarantee that any applicant will receive financing, a vehicle purchase approval, a particular interest rate, a particular payment, a particular vehicle, or any promotional benefit.
Depending on the application and transaction, your information may be provided to one or more participating dealerships, lenders, financial institutions, financing partners, and other service providers involved in evaluating or completing your vehicle financing request.
The dealership that ultimately sells or leases a vehicle to you may be a separate legal entity from First Nation Approval.
Where a specific dealership is identified in an advertisement, website page, vehicle listing, or promotional material, that dealership may be responsible for the sale of the vehicle and the applicable dealership transaction.
Vehicle advertisements and dealership advertising may be made on behalf of, or in connection with, participating licensed motor vehicle dealers.
Where applicable, the advertising or website will identify the responsible dealer using the dealer's registered business name and dealer registration number as required by applicable British Columbia law and Vehicle Sales Authority requirements.
The dealer identification displayed on an advertisement or website identifies the licensed dealer responsible for the applicable dealership advertising.
First Nation Approval may provide marketing, lead generation, advertising, financing assistance, technology, or other services to participating dealerships.
Nothing on this website should be interpreted as stating that First Nation Approval itself is the seller of every vehicle displayed on this website.
Vehicle information displayed on this website may include new, used, pre owned, ex rental, fleet, lease return, repossessed, previously financed, trade in, or other vehicles made available through participating dealerships or their inventory networks.
Vehicle availability can change rapidly.
A vehicle displayed on this website may be sold, reserved, transferred, unavailable, or otherwise removed from inventory before or after you submit an inquiry.
Submitting an inquiry does not reserve or purchase a vehicle.
Unless expressly stated otherwise in writing by the applicable dealership, a vehicle is not reserved until the dealership confirms the reservation.
Vehicle photographs may be representative photographs and may not always reflect the exact vehicle currently available.
Vehicle equipment, mileage, condition, colour, features, trim, history, availability, and other specifications should be independently confirmed with the applicable dealership before purchase.
Certain vehicles advertised through this website may have previously been used as rental vehicles, fleet vehicles, lease vehicles, demonstration vehicles, service vehicles, trade ins, or other types of commercial or personal-use vehicles.
Where applicable, previous use and material vehicle history will be disclosed in accordance with applicable law and dealership disclosure requirements.
Vehicle history reports may be available for certain vehicles.
A vehicle history report may contain information relating to accidents, claims, registrations, previous use, liens, service history, odometer information, importation, or other events.
A vehicle history report is not a guarantee that a vehicle has never been damaged, repaired, modified, or involved in an event that does not appear in the report.
Customers should review the applicable vehicle history report and obtain any additional inspection or information they consider appropriate before completing a purchase.
Any price displayed on this website or in advertising is subject to the terms and conditions stated with the applicable advertisement.
Unless expressly stated otherwise, advertised prices may not include applicable taxes, licensing, registration, insurance, financing charges, optional products, optional services, or other amounts that may legally be payable in connection with a vehicle transaction.
Where British Columbia law requires a dealer to advertise or display a particular total price or otherwise disclose fees or charges, the applicable dealership is responsible for complying with those requirements.
Vehicle pricing may change without notice where permitted by law.
An online inquiry or submission does not constitute an offer to purchase a vehicle at the advertised price.
The final transaction price and applicable terms must be confirmed with the selling dealership before purchase.
Advertisements may describe potential savings, discounts, rebates, bonuses, incentives, or other promotional opportunities.
Savings amounts, rebates, bonuses, incentives, and promotional offers may vary depending on the vehicle, lender, dealership, financing approval, customer eligibility, purchase structure, and other conditions.
Any stated savings should not be interpreted as a guarantee that every customer will receive the stated amount.
Where a promotional offer has specific eligibility requirements, those requirements apply.
Promotional offers may be subject to availability, eligibility, expiry dates, lender approval, dealership participation, and other conditions.
Submitting a financing application or request does not guarantee financing approval.
Financing decisions are made by participating lenders, financial institutions, or dealership finance departments based on their own underwriting policies and applicable law.
Approval may depend on factors including, but not limited to:
A customer may be declined, approved with conditions, approved for a different amount, or offered different financing terms than initially requested.
Any interest rate, monthly payment, biweekly payment, down payment, term, or financing example displayed on this website or in advertising is for informational purposes unless expressly confirmed in writing by the applicable lender or dealership.
Your final interest rate, payment, loan amount, term, and financing conditions may differ from any example shown.
Approval does not guarantee the lowest available interest rate.
By submitting a financing application, you voluntarily authorize First Nation Approval and applicable participating dealerships, lenders, financial institutions, financing partners, and service providers involved in processing your request to collect, use, verify, and disclose your personal information for legitimate purposes related to your financing request, subject to applicable privacy law.
This may include obtaining and reviewing information from consumer reporting agencies such as Equifax Canada Co. and TransUnion of Canada.
Depending on the financing process and the requirements of the applicable lender, credit information may be obtained for pre qualification, verification, underwriting, financing approval, fraud prevention, identity verification, or other legitimate financing purposes.
Depending on the lender and financing process, a soft credit inquiry may be performed for pre qualification or preliminary assessment.
A soft inquiry generally does not affect your credit score.
If you proceed with a formal financing application, one or more participating lenders may perform a hard credit inquiry as part of their underwriting process.
A hard credit inquiry may appear on your credit file and may affect your credit score.
By submitting a financing application, you understand that the financing process may involve one or more credit inquiries where permitted by applicable law and required by the participating lender.
We do not guarantee that a lender will use a soft inquiry, and we do not guarantee that a particular lender will perform only one credit inquiry.
You authorize applicable participating parties, where permitted by law, to verify information provided in your application.
Verification may include:
Verification may involve contacting you, your employer, financial institutions, lenders, dealerships, or other appropriate sources.
You agree to provide accurate and complete information and to provide reasonable supporting documentation when requested.
You represent that all information submitted through this website is accurate, complete, current, and truthful to the best of your knowledge.
You must not provide false, misleading, fraudulent, altered, or incomplete information.
Providing inaccurate information may result in the application being declined, delayed, cancelled, or referred for additional verification.
We reserve the right to reject or discontinue an application where information cannot reasonably be verified or where fraud, misrepresentation, identity concerns, or other suspicious activity is suspected.
Where income or employment information is used in connection with a financing request, the information may be independently verified.
You authorize participating lenders, dealerships, and financing partners, where legally permitted, to request reasonable documentation supporting income and employment information.
Examples may include pay statements, bank statements, employment information, notices of assessment, tax documents, or other documentation reasonably required by a lender.
Submission of income information does not guarantee that the lender will accept the income for financing purposes.
We may use reasonable identity verification and fraud prevention procedures to protect customers, dealerships, lenders, and other parties.
These procedures may include verification of government issued identification, driver's licence information, contact information, application information, device or technical information, and other information permitted by applicable law.
Applications may be delayed, declined, suspended, or referred for additional verification where information cannot be reasonably verified or where fraud or other suspicious activity is suspected.
By submitting an application, you authorize First Nation Approval to share information reasonably necessary to process your request with participating dealerships, lenders, financial institutions, financing providers, automotive partners, technology providers, service providers, and other parties involved in providing the requested service, subject to applicable privacy laws.
Information may be shared for purposes including:
We will not use or disclose personal information for purposes beyond those permitted by applicable law and our Privacy Policy.
Your privacy is important to us.
Personal information collected through this website may include information such as your name, contact information, address, employment information, income information, identification information, credit information, vehicle preferences, and other information you voluntarily provide.
Personal information will be collected, used, disclosed, retained, and safeguarded in accordance with applicable Canadian privacy legislation and our Privacy Policy.
Depending on the province or territory in which you reside and the circumstances of the transaction, different privacy legislation may apply.
You should review our Privacy Policy for detailed information about our privacy practices.
Canadian privacy regulators emphasize that consent should be meaningful and that individuals should understand what personal information is collected, why it is collected, and with whom it may be shared.
By submitting your information and requesting information through this website, you authorize us and applicable participating dealerships, lenders, and financing partners to contact you regarding your request using the contact information you provide.
Communications may occur by:
Message and data rates may apply.
You may opt out of SMS marketing communications by replying STOP where supported.
Opting out of marketing communications may not prevent communications that are necessary to complete or service a transaction, financing application, appointment, or other requested service.
You understand that representatives of First Nation Approval, participating dealerships, lenders, or financing partners may contact you by telephone regarding your request.
Calls may be made for purposes including application follow up, financing discussions, vehicle availability, appointment scheduling, identity verification, and customer service.
Where legally permitted, calls may be recorded or monitored for quality assurance, training, security, compliance, or dispute resolution purposes.
Where permitted by law, you consent to receiving documents, notices, disclosures, agreements, communications, and other information electronically.
You may be required to provide a valid email address or other electronic contact information for this purpose.
Certain documents may still be required to be delivered in another manner where required by law or by a lender or dealership.
Any bonus, cashback, gift, rebate, incentive, promotional payment, or other benefit advertised through this website is subject to eligibility requirements and applicable terms.
Eligibility may depend on factors including financing approval, vehicle purchase, lender participation, dealership participation, residency, vehicle eligibility, promotional period, and completion of required documentation.
A promotional benefit is not guaranteed merely because an individual submits an application.
Unless expressly stated otherwise, promotional benefits cannot be combined with every other offer.
We reserve the right to correct typographical errors and to modify or withdraw promotional offers where permitted by law.
Certain programs advertised through this website may be specifically intended for eligible First Nations, Status Card holders, Indigenous customers, or other qualifying applicants.
Eligibility requirements vary by program, lender, dealership, province, vehicle, and individual circumstances.
Eligibility for a particular program does not guarantee financing approval or a particular vehicle, price, interest rate, rebate, tax treatment, or other benefit.
Where a tax exemption or other government benefit is referenced, the customer remains responsible for satisfying the applicable legal requirements.
The applicable dealership and transaction documentation will determine whether a particular exemption or benefit applies.
Any reference to tax savings, tax exemptions, reduced taxes, or $0 tax pricing is subject to applicable law and customer eligibility.
A customer should not assume that a tax exemption applies solely because the customer submitted an application or contacted First Nation Approval.
The applicable dealership will determine the taxes and exemptions applicable to the final transaction based on the customer's circumstances, documentation, vehicle, transaction structure, and applicable law.
Used vehicles may have normal wear and tear consistent with their age, mileage, prior use, and condition.
Vehicles may have previously been used as rental, fleet, lease, demonstration, commercial, or personal vehicles.
Vehicle descriptions and photographs are provided for general informational purposes and should be independently verified.
Customers are encouraged to inspect the vehicle, review available vehicle history documentation, ask questions regarding condition, and obtain an independent inspection where appropriate before completing a purchase.
Vehicle history information may come from dealerships, vehicle history reporting services, manufacturers, insurers, government sources, auction records, or other third party sources.
Although reasonable efforts may be made to provide accurate information, historical information may contain errors, omissions, delays, or information that is unavailable to us.
The absence of information from a vehicle history report does not necessarily mean that an event did not occur.
The applicable dealership is responsible for completing legally required vehicle disclosures and transaction documentation.
First Nation Approval may introduce or connect customers with independent dealerships, lenders, financial institutions, and financing providers.
Those third parties may have their own:
Customers should carefully review the documents provided by the applicable dealership or lender before signing.
Displaying a vehicle on this website does not guarantee that the vehicle remains available.
Inventory may change at any time.
A vehicle may be sold, transferred, reserved, withdrawn, or become unavailable without notice.
Where an advertisement relates to a specific vehicle, the applicable dealership should be contacted to confirm current availability.
We make reasonable efforts to keep information on this website accurate and current.
However, information may occasionally contain typographical errors, outdated information, inventory changes, technical errors, pricing errors, or other inaccuracies.
We reserve the right to correct errors and update website information at any time.
Information provided through this website is general information and does not constitute financial, legal, tax, accounting, credit counselling, or other professional advice.
You should obtain independent professional advice where appropriate.
This website may contain links to third party websites.
We are not responsible for the content, availability, privacy practices, security, products, services, or terms of third party websites.
Your use of a third party website is subject to that third party's terms and policies.
We use reasonable safeguards designed to protect information submitted through this website.
However, no electronic transmission or internet based system can be guaranteed to be completely secure.
You acknowledge that information transmitted over the internet may be subject to risks beyond our reasonable control.
You agree not to use this website to:
To the maximum extent permitted by applicable law, First Nation Approval and its owners, officers, employees, contractors, technology providers, marketing partners, and service providers will not be responsible for losses arising from:
Nothing in these Terms & Conditions is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
Nothing in these Terms & Conditions is intended to remove, restrict, or waive any rights or protections that you may have under applicable Canadian federal, provincial, or territorial consumer protection, privacy, motor vehicle, credit, or other legislation.
Where any provision of these Terms & Conditions conflicts with a mandatory legal requirement, the applicable legal requirement will prevail.
Our services and website are intended to operate in accordance with applicable Canadian federal and provincial laws.
Where a transaction involves a licensed motor vehicle dealer in British Columbia, applicable Vehicle Sales Authority requirements and British Columbia motor vehicle legislation may apply.
Where a transaction occurs in another province or territory, additional provincial or territorial requirements may apply.
We may update these Terms & Conditions from time to time.
The updated version will be posted on this website with a revised "Last Updated" date.
Your continued use of the website after changes are posted constitutes acceptance of the updated Terms & Conditions to the extent permitted by applicable law.
If any provision of these Terms & Conditions is determined to be invalid, unlawful, or unenforceable, that provision will be interpreted or modified to the minimum extent necessary to make it enforceable, where legally permitted.
The remaining provisions will continue in effect.
These Terms & Conditions will be interpreted in accordance with the laws applicable to the transaction and the jurisdiction in which the applicable dealership operates, subject to mandatory consumer protection and other applicable laws.
Nothing in these Terms & Conditions limits a consumer's rights under mandatory laws applicable to their transaction.
These Terms & Conditions, together with the applicable Privacy Policy, application disclosures, financing documents, dealership purchase documents, lender agreements, promotional terms, and other documents expressly incorporated into the transaction, form the applicable agreement governing your use of this website and related services.
Where a signed dealership or lender agreement contains terms that specifically govern the vehicle purchase or financing transaction, those transaction documents will control to the extent of any conflict.
If you have questions regarding these Terms & Conditions, your application, or the services provided through this website, please contact:
First Nation Approval
Email: info@firstnationapproval.ca
Website: firstnationapproval.ca
Dealer Identification Where Applicable:
D# D50153
A division of Journey Chrysler
Submitting a financing request does not guarantee financing approval, a specific vehicle, a specific price, a specific interest rate, a specific payment, a promotional bonus, cashback, tax exemption, or any other benefit.
All financing, vehicle availability, pricing, promotional eligibility, and transaction terms are subject to applicable dealership and lender requirements and applicable law.
Please review all final dealership and lender documents carefully before signing.